Hail, wind, and the claim that follows

A hailstorm rolls through, and within days there are trucks on your street and cards in your door. It's genuinely hard to tell who's legitimate, and the pressure to sign something fast is the whole point of the approach. So here's how this actually works, plainly.

Hail damage usually isn't visible from your driveway

Impact bruising on architectural shingles knocks granules loose and weakens the fiberglass mat underneath without necessarily cracking anything you'd notice from the ground. Left alone, that weakened area is where the roof starts leaking two or three years later — often well after the window for filing a claim on that storm has closed.

That's why the inspection is a real inspection. We chalk test squares, count impacts per square, photograph soft metals — vents, valleys, flashing, gutters, and window wraps, which bruise visibly and corroborate what the shingles show — and shoot every elevation.

How a claim goes

1. 01

   Emergency protection first, if it's needed

   Active leak or missing shingles? We tarp it. Most policies require you to take reasonable steps to prevent further damage, so acting quickly protects both your house and your claim.

2. 02

   Free documented inspection

   We inspect and photograph everything, then give you a copy. You'll know what's up there before you decide whether to file at all — sometimes the damage is genuinely below your deductible and filing isn't in your interest.

3. 03

   You file with your carrier

   You call your insurance company and open the claim. It's your policy and your claim; we're not going to file it for you or represent you to your insurer.

4. 04

   We meet your adjuster on the roof

   We're there when they inspect, with our documentation in hand, so the scope reflects what's actually on the roof — including code items and details that get overlooked from the ground. We won't speak on your behalf, but we will make sure nothing gets quietly missed.

5. 05

   Scope review, and a supplement if it's short

   If the approved scope leaves out work the roof genuinely needs, we re-document it and submit a supplement with photographs your carrier has to respond to. A first denial or a thin scope isn't necessarily the end of it.

6. 06

   We build the roof

   Same standard, same warranty, whether it's a claim job or a cash job.

Before you sign anything after a storm

• Ask for a local address that existed before the storm — and look it up.
• Ask for a certificate of liability insurance, naming them, in date.
• Get the workmanship warranty in writing, and ask who honors it in three years.
• Don't sign anything that assigns your claim benefits to the contractor.
• Never let anyone tell you your deductible is negotiable.